Salary Breakup Calculator

Convert CTC to in-hand salary. See breakdown of basic, HRA, special allowance, PF deduction, and net take-home pay.

Monthly Salary Breakup
Basic Salary (40%)40,000
HRA (50% of Basic)20,000
Special Allowance35,200
Gross Monthly Salary95,200
Deductions
PF (Employee - 12% of Basic)−₹4,800
Professional Tax−₹200
Net Monthly Take-Home
90,200
Annual CTC
12,00,000

Frequently Asked Questions

How is in-hand salary calculated from CTC?

In-hand = Gross salary - PF (employee share) - Professional Tax. CTC includes employer PF contribution.

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